storm damaged roof

What to Do After a Storm Damaged Roof

Are you dealing with a storm damaged roof? Has wind and hail wreaked havoc on your home? Don’t worry, we’ve got you covered. In this article, we’ll guide you through the necessary steps to take after a storm hits. From inspecting your roof to filing an insurance claim, we’ll provide valuable information on how to navigate the process effectively. With the right knowledge and guidance, you can restore your roof and protect your home. Let’s get started!

Key Takeaways

  • Contact a reputable local roofing contractor for a thorough inspection.
  • Document damages through photographs or video and receive a Storm Damage Report from the contractor.
  • Contact your insurance company to initiate a claim and submit the documentation provided by the roofing contractor.
  • Wait for approval from your insurance company and then schedule the roof repair or replacement with a reliable roofing company.

Storm Damaged Roof – Initial Assessment and Documentation

Start by contacting a reputable local roofing contractor to begin the initial assessment and documentation process. When it comes to dealing with a storm-damaged roof, it’s crucial to have a professional assess the situation. A skilled roofing contractor will be able to provide you with valuable roof inspection tips and identify the common types of storm damage, such as missing or damaged shingles, dents in metal roofs, cracks in flat roofs, and damages to fencing, garage doors, windows, and HVAC vents.

Thorough documentation is of utmost importance when filing an insurance claim. Your roofing contractor should document the damages through photographs or video and provide you with a comprehensive Storm Damage Report. This documentation will serve as evidence to support your insurance claim, so make sure it is accurate and comprehensive. Keep a copy of the report for your records.

After you have all the necessary documentation, it’s time to file an insurance claim. Contact your insurance company and submit the documentation provided by the roofing contractor. It’s essential to request an insurance adjuster to inspect and verify the damages. To ensure all storm damages are assessed, have your roofing contractor present during the adjuster’s inspection.

Once your insurance claim is approved, you can schedule the roof repair or replacement. Trust a reputable roofing contractor, like ours, to handle the repairs efficiently and restore your home to its pre-storm condition. The goal is to bring your roof back to its original state, ensuring its durability and longevity.

Contact Your Insurance Company

Contact your insurance company to begin the process of filing a claim for your storm-damaged roof. It’s important to act swiftly to ensure a smooth and timely resolution. The insurance claim process typically involves several steps. First, you will need to review your policy coverage to understand what damages are covered and the limits of your policy. This will help you have a clear understanding of what to expect during the claims process.

Once you have reviewed your policy, contact your insurance company to initiate the claim. You will need to provide them with the documentation of the damages, such as the storm damage report provided by your roofing contractor. This documentation will serve as evidence to support your claim.

After filing the claim, your insurance company will schedule an appointment with a claims adjuster. The adjuster will assess the damage to your roof and determine the extent of the repairs needed. It’s important to have your roofing contractor present during the adjuster’s inspection to ensure that all storm damages are properly assessed.

Throughout the insurance claim timeline, it’s crucial to keep track of all communication and documentation. This includes any correspondence with your insurance company, receipts for repairs, and any additional damage assessment documentation. This will help ensure that your claim is accurately processed and that you receive the appropriate compensation for the damages.

Schedule Repairs With a Reliable Contractor

To schedule repairs with a reliable contractor, begin by reaching out to a trusted roofing professional in your area. Finding a reputable contractor is crucial to ensure that your storm-damaged roof is repaired effectively and efficiently. Start by asking for recommendations from friends, family, or neighbors who have recently had their roofs repaired. You can also search online for local contractors with positive reviews and ratings.

Once you have a list of potential contractors, take the time to compare repair options. Each contractor may have different methods and materials they use for repairs, so it’s important to understand what they offer. Look for contractors who specialize in storm damage repairs and have experience working with your type of roof.

Understanding your insurance coverage is another important step in scheduling repairs. Review your policy and determine what is covered for storm damage. This will help you communicate with the contractor and ensure that the repairs are covered by your insurance.

To get the best value for your money, it’s recommended to get multiple estimates from different contractors. This will allow you to compare prices, services, and timelines. Be wary of extremely low or high estimates, as they may indicate subpar workmanship or hidden costs.

Before making a final decision, review the warranties offered by each contractor. A reliable contractor should provide a warranty on their workmanship and the materials used for the repairs. This will give you peace of mind knowing that you will be covered if any issues arise after the repairs are completed.

Explore FEMA Assistance Options

To explore potential FEMA assistance options for your storm-damaged roof, consider reaching out to your local FEMA office or visiting their website. FEMA provides financial assistance to uninsured or underinsured homeowners to restore their homes. To determine eligibility, a home inspection is required to calculate and verify the loss. FEMA offers assistance for necessary expenses and serious needs caused by the disaster. This includes child-care, medical and dental expenses, funeral and burial costs, and damage to essential household items. Financial assistance is also available for room furnishings, appliances, clothing, specialized tools, and necessary educational materials. If your home is unlivable, FEMA may provide temporary housing assistance for alternative accommodations. This assistance is available if you lack insurance coverage for temporary housing. FEMA can also assist with the replacement or repair of hot-water heaters, furnaces, roof leaks that damaged ceilings and electrical components, and subfloors damaged in occupied parts of the home. Broken windows, excluding blinds and drapes, caused by the disaster can also be covered. Additionally, FEMA may provide assistance for essential vehicles, moving and storage expenses, and miscellaneous items purchased as a result of the disaster, such as generators or dehumidifiers. It is important to know that FEMA calculations and awards vary based on individual circumstances. For more information and to explore your eligibility for FEMA assistance, contact your local FEMA office or visit their website.

Seek Temporary Housing or Financial Assistance

Consider seeking temporary housing or financial assistance to help you during the recovery process after a storm damaged your roof. When your home becomes unlivable due to roof damage, it is important to explore your options for seeking aid. Temporary housing can provide a safe and comfortable place for you and your family to stay while your roof is being repaired. You can inquire about housing options available through organizations such as FEMA, which may provide financial support for alternative accommodations.

To be eligible for temporary housing assistance, you may need to meet certain eligibility requirements. This could include being uninsured or underinsured, or lacking insurance coverage specifically for temporary housing. It is important to verify your eligibility and provide any necessary documentation to support your application.

In addition to temporary housing, financial assistance may be available to help cover necessary expenses caused by the storm damage. FEMA provides support for a variety of expenses, including child-care, medical and dental, funeral and burial costs, and damage to essential household items. This financial support can help alleviate the financial burden of necessary repairs and replacements.

To receive financial assistance, you will need to provide documentation and evidence of the expenses you have incurred. This can include receipts, invoices, or other proof of necessary expenses related to the storm damage. It is important to keep accurate records and submit them in a timely manner to ensure prompt processing of your application.

Seeking temporary housing or financial assistance can provide you with the necessary support to navigate the recovery process after a storm damaged your roof. By exploring your options and meeting the eligibility requirements, you can receive the aid you need to cover necessary expenses and secure a safe place to stay during the repairs.


In conclusion, don’t let a storm-damaged roof leave you stranded in a sea of uncertainty. Take charge of the situation by conducting a thorough assessment, contacting your insurance company, and scheduling repairs with a reliable contractor. Remember, a storm may have shaken your roof, but it can’t break your spirit. Rise above the chaos and restore your home to its former glory. The storm may have left its mark, but your resilience will shine through.